Medicare provides coverage for inpatient and outpatient mental health care, including the cost of therapy. It can pay for partial hospitalization at a community mental health center when the center meets certain requirements. Medicare Part A helps cover the hospitalization costs of mental health care, while Part B helps pay for the costs of therapy and partial hospitalization. Once you have met your Part B deductible for the year, you will be responsible for paying 20 percent of the Medicare-approved amount for doctor office visits to diagnose and treat your mental health condition.
Medicare offers coverage for mental health conditions, but some out-of-pocket costs may have to be paid and exceptions may apply. It is important to note that Medicare does not cover all types of mental health care. For example, it does not cover long-term care or residential treatment centers. Additionally, it does not cover services provided by a psychologist or psychiatrist unless they are provided in a hospital setting. If you are considering seeking mental health care, it is important to understand what types of services are covered by Medicare. You should also be aware of any out-of-pocket costs that may be associated with the services you receive.
Knowing what is covered can help you make an informed decision about your care.